Accept cards, ACH, SEPA, and digital wallets, then turn around and pay vendors, contractors, and staff from the same balance. Funds settle fast, fees stay flat, and every movement is reconciled automatically.
Issue unlimited cards in seconds — for teams, subscriptions, or one-off purchases. Set per-card spend limits, lock cards to specific merchants, and freeze any card the moment something looks off.
Create branded invoices in seconds, set automatic reminders, and let customers pay by card or transfer in a click. Vaultpay matches every incoming payment to the right invoice — no more manual chasing.
Hold balances in 40+ currencies, convert at interbank rates, and settle locally to avoid costly cross-border fees. Open local account details in major markets and get paid like a domestic business everywhere you operate.
Every transaction is scored in real time by a risk engine trained on billions of data points. Suspicious activity is flagged or blocked before it settles, and adaptive 3-D Secure keeps friction low for legitimate customers.
Build payments, issuing, and banking straight into your product. Our REST API, idempotent endpoints, signed webhooks, and SDKs for every major language mean you ship in days — with sandbox keys and clear docs from day one.
Vaultpay plugs into your accounting, commerce, and operations stack so data flows automatically — no CSV exports, no double entry.
Open an account and explore every feature, or talk to our team about a tailored setup for your business.